Terms & Conditions

Acceptance of Terms

By downloading or using Settlify, you agree to these Terms & Conditions.

Eligibility

You must be at least 16 years old to use Settlify. By using the app you confirm that you meet this requirement.

Your Account

You are responsible for keeping your account secure and for all activity that occurs under it. We use passwordless login — your email address is your identity.

You agree to provide a valid email address and to notify us immediately if you believe your account has been compromised.

What Settlify Does

Settlify is a utility that helps you track and split shared expenses with friends or groups. It does not process, hold, or transfer any money. No financial transactions between users occur within the app.

In-App Purchases

Settlify may offer paid features through the Google Play Store and Apple App Store. All purchases are handled exclusively by the respective store platforms and are subject to their terms and refund policies.

We do not collect or store any payment or billing information.

Acceptable Use

You agree not to:

• Use Settlify for any unlawful purpose
• Attempt to gain unauthorised access to our systems
• Use automated scripts to create accounts or interact with the service
• Abuse, harass, or harm other users

Limitation of Liability

To the maximum extent permitted by law, Settlify and its creators are not liable for any indirect, incidental, or consequential damages arising from your use of the app.

Termination

We reserve the right to suspend or terminate accounts that violate these Terms. You can delete your account at any time — see our Privacy Policy for details.

Changes to These Terms

We may update these Terms from time to time. Continued use of Settlify after changes are posted constitutes your acceptance of the updated Terms. We will notify you of significant changes via the email address on your account.