Privacy Policy

Your Privacy Matters

We believe that a simple utility like Settlify should not compromise your privacy. That's why we are not selling any ads - we're here to make a useful product for you and your friends, not sell your data.

What We Collect

What We Don't Collect

• Any payment information or financial account details. All in-app purchases are handled securely by Google Play Store and Apple App Store. No money changes hands between members of a group within the app.
• Any cookies. We don't track in any way your browsing habits. Strict no ads policy.
• Passwords or social logins. We use passwordless logins to make it simpler for you and more secure to login.
• Anything that we don't need really to provide a useful utility.

How We Protect Your Data

Your data is stored securely in EU servers using industry-standard encryption. We use best in class practices to keep your information safe such as appropriate secret management, authentication and authorization protocols etc.

We don't use third party tools for analytics or marketing purposes. We don't use your data to train AI models or for any purpose other than providing you with the Settlify service.

Data Retention

We keep your data only as long as necessary

• Your email address is retained while your account is active.
• Expenses are kept as long as the group exists.
• When a group is deleted, we retain anonymous metadata about it (such as creation date and number of expenses) for internal bookkeeping.

Your Rights

Under GDPR and other data protection laws, you have the following rights:

• Right to access: Request a copy of your personal data
• Right to rectification: Correct inaccurate or incomplete data
• Right to erasure: Request deletion of your data
• Right to data portability: Receive your data in a structured, machine-readable format
• Right to object: Object to processing of your data
• Right to restrict processing: Request limitation of how we use your data

To exercise any of these rights, contact us at hello@settlify.app

Account deletion

To delete your Settlify account and all associated data, please email us at hello@settlify.app.

Other data deletion

You can delete any of the groups you created directly from the app. For any other data deletion requests, please email us at hello@settlify.app.