Split the bill.
Then actually settle it.
Settlify tracks group expenses and shows you how to pay each other — with Revolut, Twint, and the apps already on your phones.
Try for free · No lock-in · No ads
Sound familiar?
You split bills in a group a few times a year. Why a subscription?
Some apps lock basic features behind a monthly fee...for a bill splitter you open twice a year.
You paid for dinner. Now everyone needs to download an app.
Three friends won't. Two forget. Nobody should have to install anything if they don't want to.
You open the app to log an expense. You get an unskippable ad.
Other apps make money selling your attention — or promoting credit cards nobody in your group uses. Your expense tracker shouldn't be a billboard.
Other apps split. Settlify settles.
Three things we do differently.
A monthly subscription. To split that one trip a year.
Open settlify.app, create the group, share a link. Nobody installs anything. Pay once, only when you need it — no monthly commitment, no lock-in.
No daily limits. No account required for your friends.
Log expenses as they happen. Your group joins from a browser link — no signup, no download. Add in any currency, no hidden conversions.
One tap, with apps they already have.
Most apps tell you who owes what and wish you luck. Settlify suggests the payment apps your group shares — Revolut, Twint, and more — so settling takes seconds.
How Settlify Works
Three simple steps to hassle-free expense splitting
Create a Group
Start a new group for your trip, event, or shared living situation. Invite friends with a simple link.
Add Expenses
Log expenses as they happen. Split evenly or customize who owes what — include only the people that matter for each expense.
Settle Up
See who owes what at a glance and convert currencies. Settlify calculates the optimal way to settle debts with minimal transactions.
Try it live!
No installation, no signup needed.
Simple, Transparent Pricing
Try your first group free — all features included. After that, pay once per group and split the cost with everyone. A few cents each. No subscription.
Settlify One
- ✓Pay once, only when you need it
- ✓Unlimited members
- ✓Unlimited expenses
- ✓Simplify debts
- ✓Multiple currencies
- ✓Try for free!
- ✓Perfect for short trips or one-off events
Settlify Monthly
- ✓All features from Settlify One
- ✓Unlimited duration — cancel anytime
- ✓Receipt scanning
- ✓Priority support
- ✓Perfect for long-term groups
Frequently Asked Questions
Where is Settlify available?
Settlify is available on Android, iOS, and the web. The web version lets anyone join or create a group, add and edit expenses, and view balances — no download needed, from any browser. The native apps add notifications and integrated payment apps like Revolut and Twint.
How does the free trial work?
Your first group is completely free — all features included, no credit card required. Create a group, invite your friends, and try it together. You only pay when you start a second group.
How long can I use Settlify One for?
Settlify One is meant for one-off events and short trips. You pay once when you need it - you get all the features. We leave you 1 month after the group's starting date with full access. This should give you plenty of time to add any charges that come through late. After that you will still be able to access and settle the group - just not add new expenses. If you happen to need more time for your group though, drop as a line at hello@settlify.app and we will sort you out with more time for free 😊
Who pays for the group?
The group creator pays but share it with the group. For a few cents each, everyone enjoys all the features - without ads and daily limits.
Can I use different currencies?
Yes! Settlify supports multiple currencies, perfect for international trips. We will offer to simplify them to a single currency to reduce the amount of transactions you need to do.
How does settlement calculation work?
Settlify uses a smart algorithm to minimize the number of transactions needed. Instead of everyone paying everyone back, we calculate the optimal way to settle all debts with the fewest transfers.
Do I need to sign up?
No signup required to join an existing group — just open the link in your browser and start adding expenses. To create a group, you need a free account (web or app). This prevents abuse and lets us support you if something goes wrong.
Is my financial data secure?
We don't store any financial information about you and only track who owes what - not how you settle up. No money changes hands through our app. In-app purchases for group creation are processed by Google Play Store and Apple App Store, so your financial information stays secure with you.
Stop chasing who owes what.
Available on Web, Android and iOS.
Have questions? Email us at hello@settlify.app